Josh Erskine CEO, One Trust Home Loans and Warp Speed Holdings

Joshua Erskine is the CEO of Warp Speed Holdings LLC, a dynamic holding company with interests in multiple
mortgage lenders, insurance companies, a tech firm, and a builder-focused title and escrow company. Under
his leadership, the family of companies has grown to encompass around 18 businesses, each strategically
aligned to deliver comprehensive services and innovative solutions, particularly in the residential construction
and lending sectors.
Joshua’s journey began in 2004 as a Mortgage Loan Originator, quickly earning recognition among the Top 50
for loan volume by 2007. During the financial recession, he and his brother Shane developed pioneering seller
financing platforms for high-profile projects like Trump Soho and Palms Place Las Vegas. In 2008, Joshua co-
founded CalCon Mutual Mortgage LLC, setting the stage for its rebranding as OneTrust Home Loans in 2013.
Through a focus on efficiency, transparency, and technology, OneTrust achieved a remarkable 971% growth
within three years.
In 2019, Joshua restructured the business into a Family of Companies under Island Vibez Management,
empowering each entity to excel independently while maintaining strategic synergy. Today, OneTrust Home
Loans stands as one of the largest non-bank residential construction lenders in the US, supporting builders in
49 states and 2 territories. The company’s success is driven by Joshua’s commitment to innovation and close
collaboration with builders, offering customized financing solutions and partnerships that enable builders to
navigate market challenges effectively.
Joshua’s expertise in forward commitments, joint ventures, and innovative financing models is reflected in his
ongoing work with builders, which includes regular webinars and advisory sessions. His hands-on approach,
combined with a focus on creating tailored solutions, has established Joshua as a leading figure in the industry.

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